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WHAT IS MORTGAGE || TYPES OF MORTGAGE || MORTGAGE INSURANCE WHAT IS MORTGAGE Mortgage is a type of loan which is used to purchase a home and mortgage is offered by credit unions, banks, other financial institutions . When you try to purchase any house using mortgage, your lender or bank loaning you the funds —actually pays for the home outright. Then, over the length of your loan, you pay the lender back for those funds + interest , month after month. WHAT ARE INCLUDED IN MORTGAGE PAYMENT When you are buying a home using mortgage, you will make regular monthly payments until balance clear. Your payments can cover several costs, including Principal, Interest, Homeowners insurance, Taxes and Mortgage insurance points on a mortgage WHAT IS ADJUSTABLE AND FIXED RATES? Adjustable rate comes with a set interest rate for a short period, after which the rate can increase. This means an increased monthly payment as well. Adjustable rate loans typically come with much lowe
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